Staycation Ideas

Embracing the idea that we can still have Summer holidays (YAY!), we have put together a list of great holidays in Ireland.

Killarney Glamping at the Grove

A gorgeous destination for couples looking for something a little different! Stay in luxury lodges only 1.5 kilometers from Killarney city centre. Enjoy sunset kayak journeys and campfire cooking.

Fota Island Resort

Great place for families, with hotel and self catering lodges and located beside Ireland’s only wildlife park. There’s golf courses and a spa for the adults, and the resort also has its own adventure centre in the forest along the island

The Avon

Nestled just below the Wicklow Mountains, the area offers plenty of activities such as kayaking, hiking, and biking.

Trabolgan Holiday Village

Designed with families in mind! Self catering cottages that sleep up to 8, its a great destination for larger groups. Lots of activites and entertainment for all ages.

The Hodson Bay Hotel

Ireland’s largest lakeside resort has lots of indoor and outdoor activites for all ages. Baysport, the inflatable water park is not far or take a ride on a viking ship.

Waterford Greenway

Explore the 46km off road cycling trail that runs along the old railway line from Waterford city to Dungarvan, passing a Viking site, spectacular gardens, and a ruined castle.

Sea Synergy Awareness and Activity Centre

Running lots of family-friendly adventures including stand-up paddle boarding, kayaking and sea shore safaris. There are workshops and summer camps too, guided by marine biologists.

Carlingford Adventure Centre

Find fun-filled, adrenaline-pumping adventure in Co. Louth with so many activities including kayaking, zip lining, and water trampolining, to archery, laser combat, and a skypark.

Castlecomer Discovery Park

The perfect place for lots of family fun including tree-top walks, a zip wire, a high ropes challenge, climbing walls, boating, archery, mountain biking, adventure playgrounds and orienteering.

Fungie the Dolphin

Is this still on your list? Make this year, you visit one of our islands national treasures!

Wherever you venture in Ireland this year, get there with a loan from us!

Our loan covers accommodation costs, campervan rental, spending money and more! Already a member, you can Apply for a Loan Online. New members can Join & Apply Same Day. You can now Join Us Online or call 063 98355.

Creating your own Home Gym

Working out at home is a great way to get fit, and with gyms and fitness classes closed; are you thinking of creating your own home gym?

We’ve put together a guide to creating your own home gym; things you should consider and the equipment costs for all budgets.

If you are thinking of investing and need some financial support, talk to us. New members can Join & Apply Same Day. You can now Join Us Online or call 063 98355. Already a member, you can Apply for a Loan Online.

Step 1: Design Your Setup

Firstly, be realistic as to the type of exercise you want to do at home – make a list! Then from that determine the equipment you will need, and then the amount of equipment.

Once done, look at your space and design it to suit your needs.

Don’t forget your Storage – Make sure to include storage in your design and budget! A lot of people overlook this and your new gym space becomes crowded very quickly. The storage solutions don’t have to be completed, plastic boxes are great or wall storage.

Going Online – If you plan on using online or streaming workouts, make sure to include a shelf for your laptop or device – and check the Wi-Fi / coverage at this point!

Step 2: Stock Your Home Gym

Home Gym Equipment: Basic: Cost: €100-€180 approx.
Here are some ideas to get you started on a basic gym setup.

  • Dumbbells: €15-€69
  • Resistance Bands: €12-€22.00
  • Kettlebell: €26 – €90
  • Skipping Rope: €3.00
  • Yoga Mat: €12.00
  • Foam Roller: €9.00

Home Gym Equipment: Intermediate: Cost: €1,000-€3,000 approx.

  • Bench: €89
  • Pull-Up: €100
  • Suspension Trainer: €45.00
  • Barbell and Weights: €80
  • Dip Station: €40
  • Rack: €300

Home Gym Equipment: Intermediate: Advanced: Cost: €2,300-€4,000 approx.
Most gym suppliers will customise a package for your needs but we have outlined costs for some of the main items.

  • Pro/Commercial-Rack and Barbell, Weights: €500-€2,500
  • Barbells: €200
  • Indoor Rower: at €1,200.
  • Air Bike: €1,000
  • Commercial Bench: €400-€800

Weight Packages – a package to suit your needs from beginner to advanced home package, with a rack, weights, bench, accessories and TRX straps can start from €1,300.

Get a mirror – There’s a reason gyms have mirrors everywhere! Watching yourself exercise helps you correct your posture and minimise injury.

Step 3: Enjoy!

Credit: Some information taken from https://www.creditunion.ie/blog/complete-cost-of-home-gym-equipment

The top 15 gardening Instagram accounts to follow

Instagram is a haven for gardeners and home stylers of all kinds; from those looking for practical tips to those filled with unadulterated escapism. Thinking of giving your home and garden a makeover…make sure you check these top 20 Irish interior design instagram accounts. Here are our top 15 gardening Instagram accounts to follow:

Fionnuala Fallon

Garden writer in the Irish Times; flower farm and seasonal floral designer. LINK: theirishflowerfarmer

Jimi Blake

Owner & creator of Huntingbrook Gardens, Wicklow. LINK: jimiblake_huntingbrookgardens

Diarmuid Gavin’s Garden Conversations

Interesting daily live conversations on Instagram Live. LINK: garden_conversations

Jane McCorkell

Garden designer, speaker at Bloom and medal winner. LINK: janemccorkell.garden

The Plant Hunter

Online magazine for gardeners of all levels. LINK: theplanthunter

Claire Ratinon

Full of advice on how to grow your own food and why nature is so important to our mental health. LINK: claireratinon

Dan Pearson

Landscape designer, horticulturalist, writer and gardener. LINK: coyotewillow

Tom Stuart Smith

Landscape architect & garden designer. LINK: tomstuartsmith

Jack

Young Irish gardener growing and photographing stunning flowers. LINK: aglimpseofthegarden

Arvensis Perennials

Lots of inspiration for border planting. LINK: arvensisperennials

Alice Vincent

Gardening tips for balconies and small areas. LINK: noughticulture

Darryl Cheng

Great source of information for house plants. LINK: houseplantjournal

Monty Don

From BBC’s Gardener’s World. LINK: themontydon

Gardens & Architecture

Showcasing extraordinary work of garden design and architecture from around the world. LINK: gardens_and_architecture

Our Travels

Beautiful photographs from the travels of India Hobson and Magnus Edmondson. LINK: haarkon_

We hope you enjoyed our list, let us know if you find more accounts that should be added to this list.

Big plans don’t have to mean big payments!

Our personal loans are available @ 6% from €30,000 – €50,000 & @4.95% from €50,000 to €100,000. Use our loan calculator to see your repayments.

No appointment needed and new members can join and apply for a loan same day.

Happy gardening!

COVID-19 & Kilmallock Credit Union Update

All our offices and services are operating as normal today, and this is the plan for the forseeable future. We will continue to monitor developments, guidance and directives.

With the Coronavirus (COVID-19) now in the Republic of Ireland, we are conscious some Members may wish to avoid visiting our offices to conduct transactions. We would like to remind Members that most Credit Union services are available through our Online Banking facilities or over the phone.

How Can I Pay My Loan?

  • Use your Debit Card to pay over the phone – Call 063 98355 to make your payment.
  • Transfer payment using our Online Banking Services – Register for Online
  • Banking at www.kilmallockcu.ie and transfer money to your loan online.
  • Set Up a Direct Debit – Set-up a Direct Debit for a regular payment to your loan.
  • Set Up an Electronic Payment (EFT) – Use your IBAN Number to carry out EFT payments from your bank account to your credit union account. Ask a member of staff for your IBAN number, call 063 98355.

How Can I Lodge to My Savings?

  • Use your Debit Card to pay over the phone – Call 063 98355 to make your payment.
  • Transfer payment using our Online Banking facilities – Register for Online
  • Banking at www.kilmallockcu.ie and transfer money to your savings online.
  • Set Up a Direct Debit – Set-up a Direct Debit for a regular payment to your savings.
  • Register For Online Banking to Have Full 24/7 Access to Your Account. Online Banking is the easiest way to ensure you have access to your credit union account without calling to any of our branches.

Members that have registered for CUOnline+ Online Banking can:

  • Transfer money online to and from your credit union account
  • Pay Bills
  • Set up payees and internal transfers
  • Apply for a loan
  • Calculate loan repayments
  • To register for our CUOnline+ Online Banking Services follow this link.

What Controls Do We Have In Place to Prevent The Spread of the Virus at the Credit Union?

We would like to ensure members that Kilmallock Credit Union have taken the following precautions:

  • All our staff have received training to ensure the highest standards of hygiene are always practised. This includes regularly washing their hands.
  • Placing hand sanitisers in all staff areas for our staff use
  • Regularly disinfecting member touchpoints
  • Undertaking regular staff training and communications on the Coronavirus (COVID-19)
  • Private Member area available

For more information on Coronavirus (COVID-19), we recommend members visit www.gov.ie/health-covid-19

www.hse.ie

10 of the best Christmas Markets

Budapest, Hungary

Budapest has long been considered one of the best Christmas markets in Europe, with the Advent Feast at the Basilica and the market at Vorosmarty Square. The square is right in the heart of the city and is the city’s oldest Christmas market with plenty of food stalls, handicraft shops and free concerts. The Basilica offers delicious food stalls and gorgeous craft shops along with Christmas laser projections on the Basilica itself and an ice-skating rink that circles around a grand Christmas tree

Vienna, Austria

Vienna becomes a magical city sparkling with fairy lights and joyful markets spread out through the narrow streets at this most wonderful time of year. Their Christmas markets overflow with traditional wooden toys and artisanal handicrafts, coupled with the aroma of roasted chestnuts and freshly-baked pretzels. The popular ‘Vienna Christmas Dream’ can be found in front of the City hall with a festive skating rink and Ferris wheel.

Brussels, Belgium

The European capital embraces its Winter Wonders theme, with participants dressed in festive costume, skating rink, magical lights and Christmas markets bursting with treasures and delights to tempt even the most gourmet taste buds. The Grand Place Christmas tree is ranked among the most beautiful Christmas trees in Europe.

Don’t forget to add the Brussels Chocolate Tasting Tour to your trip!

Salzburg, Austria

Traditional Christmas cheer is in abundance in the pretty hometown of Mozart, where you can enjoy sparkling renditions of ‘Silent Night’ in its birthplace. Wander through the fairy-tale Christmas markets with stalls filled with handmade crafts and the tempting fragrance of baked apples with sprinklings of Christmas carols. The origins of Christmas market in Cathedral Square go back to 1491, making it the oldest market in Salzburg. About 90 minutes away is the lakeside St Wolfgang Christmas market which is entirely lit by candles.

Berlin, Germany

Enjoy a Christmas market with a more modern interpretation of the tradition. You will be spoiled for choice with over 80 Christmas markets to choose from; including Spandau; the biggest, and the pretty Weihnachtszauber in the magnificent Gendarmenmarkt Square. The Winterwald offers magical Christmas scenes with an old-fashioned carousel and a small railway. If you visit the market in front of Charlottenburg Palace don’t forget to take a tour of the palace or explore the beautiful gardens. The Winter World on Potsdamer Platz holds more activities for the adventure bound with plenty of winter sports to sample including tobogganing, curling and ice-skating.

Bath, UK

Bath’s Christmas market has been regularly voted one of the most popular events in the UK and among the best Christmas markets in Europe. Bath’s cobbled streets are transformed in pretty markets that spill along the streets with 200-plus stalls selling local products from snug wooden chalets strung with twinkling lights. The crypt of St. Michael’s Church is turned into a fairy-tale grotto with free storytelling sessions for younger visitors. If you are staying a little longer you may consider day trips to Stonehenge and Roman Baths.

Prague, Czech Republic

Pretty Prague is Instagram perfect for the festive season with a varied choice of open-air concerts, Christmas markets and traditional nativity scenes. The market is filled with wooden stalls selling traditional Czech blown glass balls, hand-embroidered tablecloths, wooden toys and the aroma of Czech Christmas cookies and hot roasted chestnuts. Enjoy a glass of grog (rum, water, lemon and sugar) with the locals or head to Wenceslas Square to marvel at the beautiful Christmas tree.

Bratislava, Slovakia

Best for: wooden toys and foodie treats
The beautifully decorated alleys of the city are filled with traditional Christmas markets for the festive period. The markets stalls sell traditional wooden toys and pretty Christmas decorations. Once you have enjoyed sampling the local goodies including sausages, pancakes and delicious sweet treats take a spin on the ice rink beneath the twinkling lights. As you stroll through the markets you will be treated to renditions of folk songs and dances.

Cologne, Germany

Colognes Christmas markets attracts millions of visitors every year and it is easy to see why! The city is beautifully decorated and the Christmas tree is ranked among the most beautiful in Europe. There are several differently themed Christmas markets to choose from in Cologne, each filled with handmade gifts and delicious food on sale in their quaintly designed huts. The most famous is situated in front of the famous Cologne Cathedral with up to 150 stands.

Edinburgh, UK

The compact city of Edinburgh is a joy to visit at Christmas time with festive cheer in abundance and plenty of activities to occupy everyone. Enjoy a panoramic view of the city with a trip on the Big Wheel, indulge your taste buds with plenty of stalls offering international and local cuisine or enjoy a magic Harry Potter themed Christmas. There are other interesting tours available such as Winter Windows and the 24 Doors of Advent.

Make your dreams a reality!

Our low-rate Christmas Loan is available now at a reduced rate.

Applying for a loan is easy

Know your loan: €2000 over 1 year at 8.83% APR, weekly repayment of €40.16. Cost of credit is €89.52

Information taken from

https://www.thetimes.co.uk/expert-traveller/destinations/europe/best-christmas-markets-holidays?region=ie

https://www.europeanbestdestinations.com/christmas-markets/

https://www.irishtimes.com/life-and-style/travel/8-of-the-best-christmas-markets-to-visit-around-the-world-1.4055002

Got snow fever?

Did you enjoy the snow today? Did it inspire you to seek the slopes? Well if it did and you are thinking of booking a last-minute ski holiday…read on….

We have compiled a list of Ski Resorts throughout Europe as inspiration!

Great Value Ski Resorts

Sestriere, Italy

It has one of the highest Italian ski resort bases at 2,035m elevation, guaranteeing wonderful snow conditions and is the main resort on the deliciously large (and best value!) Via Lattea (Milky Way) ski pass which links Sestriere’s neighbours Oulx (Sauze d’Oulx), Sansicario, Cesana, Claviere and Montgenèvre across the border in France.

Soldeu, Andorra

Cosy Andorran villages offering upmarket hotels, with a vast and varied ski area on the doorstep, with over 200km of piste. An incredible snow record in the past couple of seasons means you’ll be in for a powder treat.

According to the UK Post Office Travel Money Annual Ski Report published in October 2018, Bansko in Bulgaria is ranked as the cheapest ski holiday in Europe. The criteria for the report include the cost of three slope-related expenses – lift pass, equipment hire and lessons and five in-resorts costs, including lunch on the slopes.

What about a Chalet Holiday?

Here are two of our favourites

Chalet Benoite, La Plagne, France

If you are more skiing than the après ski this is the place for you, tucked only 100m from the nearest run and this neatly decorated chalet comes complete with its own sauna and hot tub.

Chalet Salvan, Selva Val Gardena, Italy

This area of the Italian Alps has a reputation for some of the most beautiful scenery in Europe, in face, the ski resort of Selva has earned itself a UNESCO natural world heritage status. As well as scenic views, the chalet has easy access to the slopes and resort.

Thinking of a more luxurious option?

Val d’Isere, France

This is a premium French alpine resort with loads of charm and some of the best ski terrain in the world. Originally a small farming village, the town has developed into a modern resort town while maintaining its village feel and sense of tradition. The vast and challenging terrain holds a lifetime of skiing and snowboarding.

Kitzbuhel, Austria

Kitzbuhel is the epitome of the perfect Austrian ski resort, with a huge and superb quality piste trail network and an après ski scene that rivals the best in the world.

Cover U-rself

Taking out travel insurance and save you huge sums of money if, for example, there is a family bereavement or other unforeseen circumstances which mean you have to cancel a paid-for trip. We offer travel insurance under the suite of insurance services known as Cover-U. Check it out before booking your trip!

Finance Your Holiday

And don’t forget, we offer quick 24-Hour Loans at a great rate. Remember we don’t charge any fees.

Call 063 98355 or pop into any of our three branches in Kilmallock, Charleville or Kilmallock to apply. You can also email loans@kilmallockcu.ie and we will call you back. Click here to use our loan calculator and see how affordable a loan with us really is!

Not a member yet? Don’t worry, joining is easy and new members can apply for loans immediately. Our loan decisions are based on your ability to repay, not how long you have been a member or how much you have saved with us.

Information taken from: Independent.ie, Telegraph.co.uk, Cosmopolitan, Evening Standard, UK Post Office Travel Money Annual Ski Report October 2018, Creditunion.ie, Powderhounds.com

Member Notice: Phishing Email

Please be aware of a phishing scam currently targeting Credit Union members across the country. You may be targeted with an email containing the Credit Union logo shown below.

The email has a subject of ‘Change of Password immediately required’ and asks recipients to click on a link to update their network credentials.

THIS IS A PHISHING SCAM.

Please DO NOT click the link or download the file. Delete the email immediately.