Fraud Alert: Scam Text Message

WARNING! New text message and phone scams in circulation claiming to be from your credit union or bank.

FraudSMART is advising consumers to be on alert for text message and phone scams currently in circulation claiming to be from your credit union or bank.

These are very convincing and sophisticated scams so please read the information below in order to protect your personal information and access to your credit union or bank account.

How does the scam happen?

  • You may receive a phone call and/or text message which creates a sense of urgency in relation to a ‘suspicious payment’ from your account or other security issue.
  • A text message may ask you to click on a link, call a number or even expect a call from their security team using a landline or private ID.
  • If you do click the link you may find yourself on a fraudulent online banking login page that mimics the real credit union or bank login page.
  • In some cases you may receive an authorisation code and be asked to input it on screen to ‘reactivate your account’ or ‘cancel a fraudulent payment’ – however this actually gives the fraudster access to your account.
  • If you receive a fraudulent call the number may mimic the genuine number of the credit union or bank. If you find yourself on a suspicious call, the fraudster will try to get personal, financial and security information.
  • The fraudster may imply that if you don’t act immediately, it will have negative consequences, for example, that money will be lost from your account.
  • The fraudster may even advise you to delete your mobile banking app ask you not to log into your credit union or bank accounts for a period of time. In order to make you believe this instruction

Warning signs:

  • A credit union or bank will never text/email/phone you asking for personal information.
  • A credit union or bank will never send you a link on a text message.
  • A credit union or bank will not ask you to delete your mobile banking app or to avoid logging into banking online.

How do I recognise a genuine text message from my credit union or bank?

  • If you receive a genuine text message from your credit union or bank alerting you to fraudulent activity on your account you may be asked to reply with a basic response such as ‘Y’ or ‘N’ to confirm if a transaction is legitimate. A credit union or bank will never ask you to click on a link or for personal information.

What should you do if you receive a suspicious text message?

  • Do not use phone numbers provided within the text of a text message. Contact your credit union or bank using the number on the back of your debit / credit card or your credit union or banks main contact number.
  • Do not reply to unsolicited text messages or provide personal or financial information.
  • Do not click on a link or attachment from unsolicited emails or text messages.
  • If someone is pressurising you on the phone to take urgent action, hang up and call the number on the credit union or bank of your debit / credit card or your credit union or banks main contact number.
  • Never give away personal information, credit union or bank debit card payment details, credit union or bank account details or security details such as your PIN or online password to anyone.
  • Block the sender of a suspicious email or text message and delete the message.
  • Contact your credit union or bank immediately, if you think you have responded to a scam text message or phone call.

Be Informed, Be Alert, Be Secure – Be FraudSMART

Green Home Solutions Event, Thursday 25th April

FREE EVENT

Kilmallock Credit Union are delighted to be hosting a free information evening about green home improvements with speakers from Ashgrove Renewables, the SEAI and Myra Ryall of the award-winning Townhouse Interiors, Doneraile.

Event Details:

  • Date: Thursday, 25th April 2024
  • Time: 7pm
  • Location: Deebert House Hotel, Kilmallock, Co. Limerick

Register now to attend our free event:


    Our Speakers

    We are delighted to have two very knowledgeable speakers to discuss this topical subject. We will be joined by Shane Murphy, Managing Director with Ashgrove Renewables, Seán Sweeney; SEAI & Ballyhoura Development and Myra Ryall of the award-winning Townhouse Interiors, Doneraile.

    Shane Murphy, Managing Director with Ashgrove Renewables
    In business since 2001, Ashgrove Renewables is one of Irelands leading home energy specialists. Shane will discuss the options available for green home improvement solutions.

    Seán Sweeney; SEAI & Ballyhoura Development
    As the SEAI Energy Mentor for County Limerick and North Cork area, Seán will talk about the various grants and supports available for improving your community energy, home energy efficiency and electric vehicles.

    Myra Ryall; Townhouse Interiors, Doneraile
    From the award-winning and highly experienced team, Myra will talk about the latest trends in home interiors and give tips for sustainability in your home’s interiors.

    Est in 2001 Townhouse Interiors is one of Munster’s leading curtain, roman blinds and interior design providers. All are Made in our workshops in Doneraile ensuring top quality with less impact on our planet. Our Cafe in the same building is styled and kitted out with most items made inhouse or sourced locally.

    Full Time Teller Vacancy

    Kilmallock Credit Union Ltd is an affiliated member of the Irish League of Credit Unions. We have been in service to our community since 1963 and continue to offer a financial alternative to our members. We offer a forward looking, progressive financial co-operative with access to finance for all of our members. As part of our commitment to deliver on our strategic goals and deliver the best service to our members, we are recruiting a Full Time Teller to assist us in achieving our goals.

    The role will be accountable to the Assistant Manager of the credit union for carrying out a range of administrative and operational activities that contribute to the effective running of the credit union.

    The ideal candidate should have

    • Very strong IT skills – Advanced proficiency in MS Office is required
    • Excellent administration skills, numerical skills, accuracy, and attention to detail
    • Training will be available to supplement existing knowledge and experience, ideally the candidate should hold at a minimum Fetac/QQI/Level 5/6 qualification and be willing to engage in further education.
    • APA or QFA qualification not essential but would be an advantage.
    • Experience working with the public together with work experience in a credit union or other financial field although not a necessity, would be an advantage
    • Cash handling experience would be an advantage but not essential
    • Applicants must hold a full current Driving Licence and have the use of a car as the position will require travelling to and from sub offices.
    • The person must be a team player with strong interpersonal skills. Familiarity with the ethos and practices of the credit union movement is desired.

    Key responsibilities will include:

    • Processing of membership transactions and member account opening applications
    • Accurately and diligently handling of cash; reconcile balances and account for any inconsistencies
    • Responding to member queries on a day-to-day basis at the front counter and through online channels
    • Processing loan applications and/or refers to senior lending staff where appropriate
    • Attend training and meetings, reports on assigned areas of responsibility as required or requested
    • Work always in a courteous, friendly, and professional manner, preserving confidentiality, data protection legislation and maintain up to date knowledge of all policies and procedures of the Credit Union.
    • Contribute to a pleasant workplace atmosphere through teamwork
    • Complete other duties as assigned.

    Please forward applications with cover letter

    • via email to manager@kilmallockcu.ie
    • or by post to Kilmallock Credit Union, Lord Edward St, Kilmallock, Co. Limerick

    Closing Date for applications Monday 15th April 2024

    Canvassing will disqualify.

    Top 20 Irish interior design Instagram accounts to follow

    Instagram is a haven for gardeners and home stylers of all kinds; from those looking for practical tips to those filled with unadulterated escapism. Thinking of giving your home and garden a makeover…make sure you check these top 20 Irish interior design instagram accounts.

    Here are our top 20 Irish interior design Instagram accounts to follow:

    Geri O’Toole Glynn

    Locally based interior designer with a wonderful eye for designs and some great tips. LINK: geri_designs

    Caroline Flannery

    If you are lover of colours, this is the feed for you! LINK: interiorsbycaroline

    Wioleta Kelly

    Locally based interior designer with photographs full of colour and great attention to detail. LINK: wioleta_kelly

    Sara McLoughlin

    A feed full of quirkness, colour and plants from Limerick based designer. LINK: saara_mcloughlin

    Irish Design Shop

    Stocking the very best Irish design and craft. LINK: irishdesignshop

    Sara Thompson

    Inspiration for all the rooms in your home. LINK: thompsonclarkeinteriors

    Colette Lenehan of Neptune

    Inspirational photographs for every corner of your home. LINK: neptunebyglobalvillage

    Grace Mongey

    A feed filled with attainable design and lovely pieces. LINK: fbghome

    Cliodhna O’Connor

    A graphic designer with an eye for interior design. LINK: the.designerr

    Roisin Lafferty of KLD

    A feast for the eyes of interiors escapism. LINK: roisinlaffertykld

    Arlene McIntyre of Ventura Design

    A feast of luxurious interior projects for inspiration. LINK: venturainteriordesign

    Suzie McAdam at The Design Seeker

    Featuring a range of projects and home furnishings. LINK: thedesign_seeker

    Ruth Maria Murphy

    Inspirational photos from national and international projects. LINK: ruthmariaphotos

    Cian Corcoran and Ahmed Fakhry of Design Goat

    For those who love attention to detail and beautifully considered photographs. LINK: designgoat

    Cathy McGovern

    Beautiful design on a budget. LINK: cathymcgovern_carrowlane

    Aisling Nugent

    If you are a fan of quirky style, this is a must-follow. LINK: vintagehillcork

    Bryan O’Sullivan Studio

    High end interiors international inspiration. LINK: bosstudio

    Caroline Warde

    For lovers of maximalism with pops of colour. LINK: acuriousnest

    Yvonne Purcell

    For lovers of upcycling and DIY projects. LINK: sixat21

    Carlow Paint Hub

    Wonderful inspiration before you start on that painting project, with lots of great advice. LINK: carlowpainthub

    Big plans don’t have to mean big payments!

    Our personal loans are available @ 6% from €30,000 – €50,000 & @4.95% from €50,000 to €100,000. Use our loan calculator to see your repayments.

    No appointment needed and new members can join and apply for a loan same day.

    Easter 2024 Opening Hours

    Please note our Easter opening hours for this year.

    DATEKILMALLOCKCHARLEVILLEKILFINANE
    Thursday 28th March9.30am-5.30pm9.30am-5.30pm9.30am-5.30pm*
    Friday 29th MarchClosedClosedClosed
    Saturday 30th March10am-2pm10am-2pmClosed
    Monday 1st AprilClosedClosedClosed
    Tuesday 2nd April9.30am-5.30pm9.30am-5.30pmClosed

    *Closed for lunch: 1pm – 2pm

    Don’t forget our online services are available 24/7.

    Wishing all our members a Happy Easter

    Important Information: SEPA Payments Easter Weekend

    Important Information about SEPA Payments this weekend. Please read this important post and plan ahead.

    Member SEPA Payment Information for Friday, 29th March – Monday, 1st April.

    Banks will not be processing transfers on Friday or Monday over the Easter Holiday weekend.

    We advise all our members to make payments on Thursday 28th March by 12pm to ensure funds are received on time.

    If you have any queries regarding an upcoming payment of yours, please contact us on 063 98355 or email: info@kilmallockcu.ie

    Christmas 2023 Opening Hours

    Please note our opening hours for the Christmas period.

    KILMALLOCKCHARLEVILLEKILFINANE
    Thursday 21st Dec.9.30am-5.30pm9.30am-5.30pm9.30am-5.30pm
    Friday 22nd Dec.9.30am-6pm9.30am-6pm9.30am-6pm
    Saturday 23rd Dec.10am-2pm10am-2pmClosed
    Monday 25th Dec.ClosedClosedClosed
    Tuesday 26th Dec.ClosedClosedClosed
    Wednesday 27th Dec.ClosedClosedClosed
    Thursday 28th Dec.9.30am-5.30pm9.30am-5.30pm9.30am-5.30pm
    Friday 29th Dec.9.30am-6pm9.30am-6pm9.30am-6pm
    Saturday 30th Dec.10am-2pm10am-2pmClosed
    Monday 1st Jan.ClosedClosedClosed
    Tuesday 2nd Jan.9.30am-5.30pm9.30am-5.30pmClosed

    Remember our free online and mobile banking is available 24/7.

    Wishing you a very Happy Christmas & New Year

    Art Competition 2023 Chapter Prizewinners

    Kilmallock Credit Union are delighted to announce the Chapter Stage prizewinners from our credit union for 2023.

    Congratulations to all the prizewinners and best of luck to the competitors at the National Stage.

    7 & Under General Category

    2ndSadhbh Fox HanleyMartinstown N.S.

    8-10 General Category

    1stNaoise CroninRaheenagh N.S.

    8-10 AN Category

    3rdSammy HayesDromina N.S.

    Group Category

    2ndTharuk Kumarasinghe, Lorcan Williams, Risteard O’Sullivan, Aaron PowerCBS Charleville Secondary School
    Sammy Hayes, Dromina N.S.. 3rd Place 8-10 AN Category, Chapter Stage

    Art Competition 2023 Prizewinners

    The theme for this year’s Credit Union Art Competition is ‘My Community & Me’. This year’s theme gives participants the opportunity to present their own interpretation of what their community means to them. The competition has two categories – General Category and Additional Needs Category – in a variety of age categories.

    We have an amazing response once again to our Art Competition, with a very high standard of work submitted. There was a lot of very tough decisions for our judges!

    Thank you to all the hugely talented artists who submitted their art and to all the schools, teachers and parents for their participation and time.

    Credit Union Stage Prizewinners

    7 & Under General Category

    1stSadhbh Fox HanleyMartinstown N.S.
    2ndLeah O’KellyBallyagran N.S.
    3rdHazel LynchScoil Mocheallog N.S.

    7 & Under AN Category

    1stColm Enright LiddyScoil Mocheallog N.S.

    8 – 10 General Category

    1stNaoise CroninRaheenagh N.S.
    2ndJohnny WalshScoil Fhionain N.S.
    3rdAidan O’ConnorBallyhea N.S.

    8-10 AN Category

    1stSammy HayesDromina N.S.
    2ndJamie MaherBruree N.S.
    3rdLee RealeScoil Mocheallog N.S.

    11-13 General Category

    1stCaoimhe DoneganScoil Mhuire N.S., Effin
    2ndGrainne CotterBruree N.S.
    3rdIan KedziorekCBS Primary School
    3rdCody WardScoil Mhuire N.S., Effin

    11-13 AN Category

    1stLauren WardScoil Mocheallog N.S.
    2ndRoisin O’BrienBruree N.S.
    3rdRobbie KearnsBruree N.S.

    14-17 General Category

    1stAisling O’ConnorHazelwood College

    Group Category

    1stTharuk Kumarasinghe, Lorcan Williams, Risteard O’Sullivan, Aaron PowerCBS Charleville Secondary School