FAQ Category: General

What is Kilmallock Credit Union’s common bond?

A credit union’s common bond is the total population eligible to apply for membership.

Kilmallock Credit Union’s common bond is as follows;

  • The total population of Kilmallock to Kilfinane, Anglesborough to Hospital, Fedamore to Ballingarry, Broadford to Liscarroll and also includes the town of Charleville. See the map for our full common bond.
  • Employers and Employees of local companies situated within the common bond area of Kilmallock Credit Union.
  • Local schools within the common bond area of Kilmallock Credit Union including primary, secondary and third level colleges.
  • The existing members of Kilmallock Credit Union and their families and friends.

If you fall within any of these criteria, you are eligible to join.

Click here to Join Us Online through our online portal or download our CuMobile App

What benefits do members of Kilmallock Credit Union enjoy?

There are so many benefits that you can enjoy as a member.

Free Insurance Cover
We offer both share and loan insurance to support our members. Visit our Insurances section to learn more.

Death Benefit Insurance
Kilmallock Credit Union offer this additional service Free-of-Charge to eligible members, which is designed to lighten the financial burden of bereavement. Visit our Insurances section to learn more.

Competitive Loans
We have a wide range of loans to support our members for anything that might come their way –education, wedding, home improvements, debt consolidation, holidays, houses – no matter how big or small, we support our members and at very competitive rates.

We offer end-to-end online loans. Click here to Apply for your Loan Online

CUOnline+ & CuMobile Banking
We love talking to our members and helping our members whether in-branch, on the phone or online. Our CUOnline+ and CuMobile Banking App allows our members to view balances and statements, transfer money both externally and between their Kilmallock Credit Union accounts and externally, upload documentation, online loan application amongst lots of other things!

Click here to learn more about our online banking services.

The Credit Union Difference
We are a not-for-profit organisation. We are a community and we are dedicated to serving our members. Our motto is People helping people and we will do our very best to help you

You can Join Us Online today through our online portal or download our CuMobile App

What are your opening hours?

  • •Click here for our branch and opening hour details
  • Outside of these hours, you can email info@kilmallockcu.ie.
  • You can also contact us using the Facebook Messenger chat button at the bottom.
  • From time to time these hours may change slightly to allow for staff training, bank holidays, or extenuating circumstances. If you are unsure if a branch may be open on a certain date, you can check the news section of our website.

Can I be involved in Kilmallock Credit Union?

Yes, you can. We welcome member involvement. Make your voice heard at the AGM or run for election to the Board of Directors. If you are interested in getting involved as a volunteer with Kilmallock Credit Union, please contact our office.

How secure are my savings?

Credit Unions in the Republic of Ireland are covered by the Deposit Guarantee Scheme which is administered by the Central Bank of Ireland.

This is a scheme that can provide compensation to depositors if a credit institution is forced to go out of business. It covers deposits held with banks, building societies and credit unions. The maximum amount a credit union member can receive under this scheme is €100,000.