Where can I use my MYCU Debit Mastercard?

Your MYCU Debit Card can be used in-store, online or at an ATM. Your MYCU Debit Card is accepted globally anywhere you see Mastercard® Acceptance Mark.

Mastercard cards are accepted at millions of locations worldwide.

How do I open a MYCU Current Account?

If you are a member of a participating credit union and are aged 16 years or older then you can apply for a MYCU Current Account and Debit Card.

If you are a member of a participating credit union and a registered online banking user you can apply directly through online banking for your MYCU Current Account and Debit Card.

What documents do I need to apply for a loan?

While some loan applications require more documentation than others, below is a general idea of what you will need to provide before we can process your loan application.

For loans below €5000

  • 2 most recent payslip/receipts of other income (social welfare, pension, etc)

For loans from €5000 – €10,000

  • 3 most recent payslip/receipts of other income (social welfare, pension, etc)
  • 3 most recent months’ bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For loans above €10,000

  • 3 most recent payslip/receipts of other income (social welfare, pension, etc)
  • 6 most recent months bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For loans above €50,000

  • 6 most recent payslip/receipts of other income (social welfare, pension, etc)
  • 6 most recent months bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For all loans, we require

  • Proof of ID: Valid Drivers Licence or Passport
  • Proof of Address: Bank statement or utility bill dated within last 6 months
  • Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
  • We may have your information already on file

Please note: Additional documentation may be required depending on the complexity of the loan application.