Uncategorized FAQ – Kilmallock Credit Union

How and when can I start using my current account and debit account?

Once your application for your MYCU Current Account and Debit Card has been approved and processed you will receive your Debit Card and PIN via post (separately) within 5-7 days of your account being opened. Once you receive your Debit Card and PIN you will need to activate your card by completing a CHIP and PIN transaction at an ATM or Point of Sale terminal.

Find out more features of your MYCU Current Account and Debit Card

Where can I use my MYCU Debit Mastercard?

Your MYCU Debit Card can be used in-store, online or at an ATM. Your MYCU Debit Card is accepted globally anywhere you see Mastercard® Acceptance Mark.

Mastercard cards are accepted at millions of locations worldwide.

How can I get a MYCU Debit Mastercard?

To obtain a MYCU Debit Card you can apply for a MYCU Current Account and associated Debit Card by contacting your local participating credit union.

How do I open a MYCU Current Account?

If you are a member of a participating credit union and are aged 16 years or older then you can apply for a MYCU Current Account and Debit Card.

If you are a member of a participating credit union and a registered online banking user you can apply directly through online banking for your MYCU Current Account and Debit Card.

What documents do I need to apply for a loan?

While some loan applications require more documentation than others, below is a general idea of what you will need to provide before we can process your loan application.

For loans below €5000

2 most recent payslip/receipts of other income (social welfare, pension, etc)

For loans from €5000 – €10,000

3 most recent payslip/receipts of other income (social welfare, pension, etc)
3 most recent months’ bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For loans above €10,000

3 most recent payslip/receipts of other income (social welfare, pension, etc)
6 most recent months bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For loans above €50,000

6 most recent payslip/receipts of other income (social welfare, pension, etc)
6 most recent months bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.

For all loans, we require

Proof of ID: Valid Drivers Licence or Passport
Proof of Address: Bank statement or utility bill dated within last 6 months
Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
We may have your information already on file

Please note: Additional documentation may be required depending on the complexity of the loan application.