Big plans don’t have to mean big payments!
A personal loan that helps make your plans a reality! Whatever they are! Dreaming of home improvements, a significant purchase, making that lifelong dream a reality or need funds for big changes in your life; our Larger than Life Loan can help. Borrow from €50,000 for only 4.95% (5.06% APR).
QUICK PROCESS
We aim to review all loan applications with 48 hours.
APPLY ONLINE
Digital loan applications are now available. Apply now.
JOIN & APPLY SAME DAY
You don’t have to be a member to apply for a loan with us!
MYTH BUSTING
Loan decisions are based on your ability to repay.
Our Loan Calculator
Use our Loan Calulator to see how affordable a loan with us really is.
Digital Loan Applications Now Available!
Full process completed online, with no need to visit our office.
- Complete online loan application
- Upload documents online
- E-signature
- Receive funds electronically
- To apply, click here.
Our Loan Process. Easy and Simple
98% Loan Approval Rate.
Apply Online
Already a member
– COMPLETE YOUR LOAN APPLICATION WITH OUR ONLINE BANKING
OR
Not a member
– SEND A LOAN ENQUIRY
Apply By Phone
Call our office today and make an application. CALL 063 98355.
Apply In Branch
Loan applications can be taken in any of our offices without an appointment. During the COVID-19 pandemic, we ask that you use our online or phone application options.
Documentation Needed
The following documentation is needed for your loan application.
LARGER THAN LIFE LOAN
- 6 most recent payslip / receipts of other income (social welfare, pension etc)
- 6 most recent months bank statements. Your bank statements should show your income and any mortgage / rent or other loan payments or credit card payments you may have.
- Please note: Additional documentation may be required depending on the complexity of the loan application.
ADDITIONAL INFORMATION
- Proof of ID: Valid Drivers Licence or Passport
- Proof of Address: Bank statement or utility bill dated within last 6 months
- Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
- We may have your information already on file
JOIN & APPLY SAME DAY
- Yes, you can Join and apply for a loan same day.
- Are you eligible to join us? If you live, work or are in education in our common bond you can join us. Our common bond covers the areas of Kilmallock, Charleville, Kilfinane, Athlacca, Ardpatrick, Ballyagran, Ballyhea, Ballyorgan, Broadford, Bruree, Bulgaden, Churchtown, Dromin, Dromina, Drumcollogher, Fedamore, Feenagh, Freemount, Garryspillane, Glanmore, Granagh, Hospital, Kilmeedy, Knocklong, Liscarroll, Manister, Meanus, Milford, Newtownshandrum and Tullylease.
- Click here to see our common bond map.
- No additional documentation is needed for your membership.
Why Borrow with Kilmallock Credit Union?
Stress free and easy lending.
Flexible loan schedule
We work with you to accommodate your needs and circumstances.
Personal treatment
All applications are treated individually. We aim to provide the best customer service to our members.
No fees or charges
No hidden charges and no penalities for early repayment.
Loan decisions are based on your ability to repay
Speed and convenience
A decision on your loan application will be made quickly.
Free Loan Protection Insurance
WARNING: Terms & Conditions apply. Loans are subject to approval. If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating, which may limit your ability to access credit in the future. Kilmallock Credit Union Limited is regulated by the Central Bank of Ireland.