Agri / Business Loan

Our dedicated Agri / Business Loan which is designed to support Local Businesses and Farmers,

Our Business / Agri Loan is designed to help with the running costs of a business and cover the costs of purchasing new stock such as cattle & sheep, tractors, farm machinery, building farm sheds, purchasing feed.

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Loan Repayment Details

  • Each repayment will be:
  • Your total repayment will be:
  • The total interest will be:

Make a Loan Enquiry

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Why Choose a Kilmallock Credit Union Loan?

  • No hidden fees or transaction charges.
  • Free-To-Our-Members Loan Protection Insurance – Kilmallock Credit Union pay this insurance for our members. Other lenders charge for this insurance.
  • Your Loan Interest is charged on the Reducing Balance, so you pay less interest with each repayment.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, Without a Penalty. Other lenders may charge you extra for paying them back faster!
  • Convenient opening hours at our 3 strategically located branches.
  • Online Services Available – Kilmallock Credit Union offers CU Online Banking and CU Anywhere Mobile App as additional services.

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How Do I Apply?

We try to make our loan application process as easy and stress-free as possible. We have a number of different application options.

In Branch
You can apply for a loan in any of our 3 branches in Kilmallock, Kilfinane & Charleville.
Click here to view the opening hours of our branches.

Over The Phone
You can call us and we will talk you through the process.
Kilmallock: 063 98355
Kilfinane: 063 91088
Charleville: 063 89668

Online
Click here to request a call back from our Lending Team.

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What Do I Need to Apply?

We aim for quick decisions. All our applications are treated confidentially and on their own merits. The key consideration is a member’s ability to make the loan repayments over the term of the loan.

Income Details & Financial Statements

  • Receipts of any income you receive (payslips, social welfare, children’s allowance, pension, etc).
  • PPSN Number
  • Bank statements; for loans over a certain amount we require bank statements (see below).
  • Your bank statements should show your income and any mortgage / rent or other loan payments or credit card payments you may have.
  • Self Employed: your most recent set of accounts and/or a Revenue Commissioners Income Tax Assessment. 6 months of your business and personal bank statements, dated as close to your application as possible.

Specific Information for Loan Amounts

  • For loans under €1000, we require 1 payslip
  • For loans under €3000, we require 3 payslips
  • For loans from €3000 – €5000, we require 3 payslips and 2 months bank statements
  • For loans from €5000 – €10,000, we require 3 payslips and 3 months of bank statements.
  • For loans above €10,000, we require 6 payslips and 6 months of bank statements, and Proof of purpose may be required.
  • For self employed we require additional information as detailed above.

Additional Information

  • Proof of Address: A utility bill or bank statement showing the address of your current residence. This must be dated within the last 6 months.
  • Photographic ID: Current Drivers Licence or Passport. We may already have these on file for you.
  • Some loans may require additional information.

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Not a Member? Joining is Easy!

If you are not already a member of Kilmallock Credit Union, you can easily open an account at in any of our branches.

Click here for more information on the documentation needed for joining us.

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Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Kilmallock Credit Union is regulated by the Central Bank of Ireland.

 

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