Financial Help

If you are in financial difficulty meeting your loan repayments, our dedicated Credit Control team are here to help you. If your circumstances have changed, we can work together to help you manage your debts.

If you are in financial difficulty, contact Credit Control Kilmallock Credit Union – tel: 063 98355 or email

By contacting Kilmallock Credit Union early and explaining why you are in financial difficulty, we will be in a much better position to assess the situation. We can then offer you some guidance and assistance.

NOTE: Please do not ignore our letters or phone calls, as failure to do so may affect your credit rating and may result in legal action.

Information for SME’s concerned about Financial Difficulties

If you are facing financial difficulties in your business we would advise you to communicate these issues to us as soon as possible so that we can work together to address them. The earliest possible stage of notification gives us the best chance of finding a resolution that works for both sides. We will consider any financial difficulties situation sympathetically and work with you constructively to find appropriate solutions.

Our Credit Union SME Information Booklet outlines Kilmallock Credit Union’s procedures when dealing with SME’s in financial difficulties and gives information on the support which will be provided by the Credit Union to SME’s in this situation. The Credit Union recognises that individual SMEs may differ by size and indeed sector and therefore each SME in financial difficulties will be dealt with on a case-by-case-basis. Apart from our own internal processes we can also point you in the direction of other outside bodies who may be able to further assist your business in solving any trading difficulties it may be experiencing.