PMC Loan

PMC Loan

A Personal Micro Credit Loan is available to members who are over 18 years of age and in receipt of a social welfare scheme payment. The interest rate is 12% APR (12.68%)

Your social welfare payment must be collected weekly from An Post or paid direct to your bank account.

You must qualify for deductions to be made through the household budget via the post office and be willing to open up or use your existing Household Budget Account (HB) as the repayment method.

1 year2 years
Current interest rate:
Weekly repayments:
Monthly repayments:
Total Repayments:
Total Cost of Credit:

NOTE: All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. Kilmallock Credit Union Ltd. accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

Our Loans

Easy loan process with 98% approval rate.

Quick Process

We aim to review all loan applications with 48 hours.

Same Day Join & Apply

You don’t have to be a member to apply for a loan!

Myth Busting

Loan decisions are based on your ability to repay.

More Information

  • Repayment frequency is weekly in line with social welfare payments
  • Loans can be repaid early without penalty
  • Loans can be for any provident and productive purpose
  • Minimum loan value is €100
  • Maximum Loan Value is €1,000
  • Minimum loan term is one month
  • Maximum term will be 24 months
  • Terms & Conditions apply

If you are in financial difficulty meeting your loan repayments, our dedicated Credit Control team are here to help you. If your circumstances have changed, we can work together to help you manage your debts. Contact Credit Control Kilmallock Credit Union – tel: 063 98355 or email