Switcher Loan

Switcher Loan from Kilmallock Credit Union

Switcher Loan

Individual Payments of Credit Cards, Overdrafts and Expensive Loans Cost You More!

Debt can build up unexpectedly and before you know it, you are paying out a lot of money every month! Our Switcher Loan at 7% (7.22% APR) allows you to bring your debt together into one monthly repayment and make life more manageable.

Just bring in your monthly statements for debt you have – credit card, car, home improvement, educational, etc . We’ll review your current loan rates and monthly payments, and see how switching to a loan at Kilmallock Credit Union can save you money.

€500€100,000
1 year10 years
Current interest rate:
Weekly repayments:
Monthly repayments:
Total Repayments:
Total Cost of Credit:
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NOTE: All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. Kilmallock Credit Union Ltd. accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

Our Loans

Easy loan process with 98% approval rate.

Quick Process

We aim to review all loan applications with 48 hours.

Same Day Join & Apply

You don’t have to be a member to apply for a loan!

Myth Busting

Loan decisions are based on your ability to repay.

Documentation Needed

  • 6 most recent payslip/receipts of other income (social welfare, pension, etc)
  • 6 most recent months bank statements. Your bank statements should show your income and any mortgage/rent or other loan payments or credit card payments you may have.
  • Proof of ID: Valid Drivers Licence or Passport
  • Proof of Address: Bank statement or utility bill dated within last 6 months
  • Proof of PPS: Payslip, Revenue or Medical Card. Public Service Card NOT acceptable
  • We may have your information already on file
  • Please note: Additional documentation may be required depending on the complexity of the loan application.

If you are in financial difficulty meeting your loan repayments, our dedicated Credit Control team are here to help you. If your circumstances have changed, we can work together to help you manage your debts. Contact Credit Control Kilmallock Credit Union – tel: 063 98355 or email info@kilmallockcu.ie.