MYCU Current Account

My day to day

The MYCU Current Account is a full-service account, bringing you all the features you have come to expect from a current account and delivered with the same local, trustworthy service of your credit union.

Credit Union Debit Card

My day to day | My card for my life | Account features | FAQs | Lost or stolen card | Apply today

MyCu Current Account

My day to day

  • A full-service current account
  • Delivered with the local trustworthy service of the Credit Union
  • Access to your money 24/7

My card is
always with me

  • Your MYCU Debit Card is part of the Mastercard network, accepted anywhere you see the Mastercard® acceptance mark
  • Delivered with the local trustworthy service of the Credit Union
  • Contactless payments
MYCU Debit Card
MyCU A faster, simpler
way to pay

A faster, simpler
way to pay

The MYCU Current Account lets you add your MYCU Debit Mastercard® to your favorite mobile device and online payment with Google Pay and Apple Pay.

Pay here. Pay there.
Pay anywhere.

Google Pay is accepted at millions of places around the world. You can use it to pay contactless anywhere you see either of these symbols at checkout.

MyCu Contactless Payments
MyCu Pay here. Pay there.
Pay anywhere.
MyCU Apple Pay

Apple Pay

Pay in a safe, fast way using your MYCU Debit Mastercard® with Apple Pay.

MyCU Apple Pay

Access to your money 24/7

Bank anywhere, anytime with Mobile and Online Banking.

Overdraft available

With no surcharge interest.

Who can apply for an overdraft?

MYCU Current Account holders, who are aged 18 years or over can apply for an Overdraft, where it is available, of between €200 and €5000. Read more about MYCU overdraft terms here. Learn More

Shop everywhere

Platform made possible by Mastercard

The MYCU Debit Card is part of the Mastercard network and can be used everywhere Mastercard is accepted at millions of locations worldwide. Check all MYCU Debit Card features.

Standing Orders and Direct Debits

Set up regular payments for bills or subscriptions.

Contactless payments

Pay contactless at point of sale with your MYCU Debit Card

The MYCU Debit Card can be used to pay bills, withdraw cash and pay contactless at point of sale or online from anywhere in the world where Mastercard is accepted. Check all MYCU Debit Card features.

Trusted Credit Union Service

Delivered by your local Credit Union.

The MYCU Current Account is a full-service account, bringing you all the features you have come to expect from a current account delivered by your local, trusted credit union.

My questions answered

We hope the following Frequently Asked Questions answered below are useful.

  • How do I open a MYCU Current Account?

    If you are a member of a participating credit union and are aged 16 years or older then you can apply for a MYCU Current Account and Debit Card.

    If you are a member of a participating credit union and a registered online banking user you can apply directly through online banking for your MYCU Current Account and Debit Card.

  • How can I get a MYCU Debit Mastercard?

    To obtain a MYCU Debit Card you can apply for a MYCU Current Account and associated Debit Card by contacting your local participating credit union.

  • Where can I use my MYCU Debit Mastercard?

    Your MYCU Debit Card can be used in-store, online or at an ATM. Your MYCU Debit Card is accepted globally anywhere you see Mastercard® Acceptance Mark.

    Mastercard cards are accepted at millions of locations worldwide.

  • How and when can I start using my current account and debit account?

    Once your application for your MYCU Current Account and Debit Card has been approved and processed you will receive your Debit Card and PIN via post (separately) within 5-7 days of your account being opened. Once you receive your Debit Card and PIN you will need to activate your card by completing a CHIP and PIN transaction at an ATM or Point of Sale terminal.

    Find out more features of your MYCU Current Account and Debit Card

  • MYCU is available from Kilmallock Credit Union

    Sarsfield Street, Kilmallock, Co. Limerick
    Phone: 063 98355
    Email: info@kilmallockcu.ie

    Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The MYCU Debit Card is issued by UAB PayrNet pursuant to license by Mastercard International Inc. UAB PayrNet is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (ref LB001994). Google, Android and Google Pay are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.