Photo Competition 2024: Rules, Terms and Conditions.

Photo Competition 2024:

Rules, Terms and Conditions

Open to amateur photographers of all ages.

The Prize

The winner of our photography competition will receive €200 and be the feature photograph on the front of our calendar; 12 runners-up will receive €25 each and their photo will be chosen to represent a month in our calendar.

The Theme for our 2024 calendar is ‘You & Your Community’

This theme includes any image that you think captures ‘You & Your Community’.

Photograph Criteria

All photos must be in landscape format. Photos must be supplied in landscape format and must be a minimum of 2,400 x 3,000 pixels in digital format or have a minimum file size of 2.5MB and no greater than 5MB.

Photo themes can be any image that you think captures ‘Our Community’; such as:

  • Scenic and landscape
  • Community
  • Nature & animals
  • At work (farming & industry)
  • People – Please note: if you wish to use any people in your photos, you must have their permission for inclusion and publication.
  • Curiosity/Other

How to enter

  • The competition is open to all, with the exception of Kilmallock Credit Union Ltd officers, employees and anyone connected with the Photo Competition Calendar 2024. Entrants are accepted from under 18 years of age with written parental or guardian consent.
  • Entry to the competition is via email only. You may apply by entering as many photos as you like via
  • You do not need to be a member of Kilmallock Credit Union Ltd to enter the competition.

Entry into the competition implies acceptance of these rules.

  • Entry to the competition is via email only. You may apply by entering as many photos as you like via
  • Photos that portray or otherwise include inappropriate and/or offensive content, including provocative nudity, violence, human rights and/or environmental violation, and/or any other contents deemed to be contrary to the law, religious, cultural and moral traditions, are strictly prohibited and will be immediately discarded.
  • Photos must not contain logo(s), copyright marks, identifying marks, or any other visible references and/or marks on the image.
  • Photographs entered must be taken within the common bond of Kilmallock Credit Union Ltd. Our common bond includes the following areas: Kilmallock, Charleville, Kilfinane, Athlacca, Ardpatrick, Ballyagran, Ballyhea, Ballyorgan, Broadford, Bruree, Bulgaden, Churchtown, Dromin, Dromina, Drumcollogher, Fedamore, Feenagh, Freemount, Garryspillane, Glanmore, Granagh, Hospital, Kilmeedy, Knocklong, Liscarroll, Manister, Meanus, Milford, Newtownshandrum, Tullylease
  • To enter the competition, you must submit your entry on or before the close of business on the Friday 3rd November 2023.
  • All entrants must supply their names, telephone numbers and e-mail addresses. All entrants must supply a title for the photograph in no more than 10 words.
  • Each photograph must be a minimum of 2,400 x 3,000 pixels in digital format or have a minimum file size of 2.5MB and no greater than 5MB. Pictures must be in landscape format.
  • Basic editing, including colour enhancement, the use of filters, and cropping of the photo(s) is acceptable, provided any such editing does not affect the authenticity and/or genuineness of the photo(s). Advanced editing used to create illusions, deceptions and/or manipulations, and the adding and removing of significant elements within the frame is prohibited.
  • Winners will be selected based on the quality of the image, that the image reflects truly and accurately the subject title and also the uniqueness of the photograph. Winners will be notified either by email or phone call.
  • Winners will be publicly announced in December 2023, once the calendar is printed.
  • The judge(s) of the competition will be chosen by Kilmallock Credit Union Ltd.
  • Judge’s decision as to the winner is final. No correspondence relating to the competition will be entered into.
  • In the event of the advertised competition prize being unavailable we reserve the right to offer an alternative prize of equal value.
  • If no suitable photographs for 2024 Kilmallock Credit Union Ltd Calendar are found from the competition process, other means will be used – at the discretion of Kilmallock Credit Union Ltd.


  • Kilmallock Credit Union Ltd. reserves the right to disqualify any entrant if it is of the view that you have not complied fully with the terms and conditions.


  • Neither Kilmallock Credit Union Ltd or any of its officers shall have any liability whatsoever or howsoever arising directly or indirectly from your participation in the competition or the termination thereof whether by disqualification or otherwise and whether such termination or disqualification was lawful or not.
  • Kilmallock Credit Union Ltd accepts no responsibility for any errors or omissions for any printed documentation relating to the competition and calendar.

Right of Record

  • It is the responsibility of the entrants and winners to ensure that any necessary permission required to enter a photograph into the competition is obtained.
  • Entrants must ensure that any photographs containing people faces, have been taken with the permission of the person(s) in the photograph.
  • It is the responsibility of the entrants and winners to ensure that the photography supplied is original and their own work.
  • Kilmallock Credit Union Ltd reserves the right to publish any photos entered into the competition and the names of any entrants/winners in connection with advertising or promoting the competition or the business of the promoter without prior permission from the entrants.


  • This document contains the entire of the terms, conditions and rules of the competition, save where otherwise expressly stated herein, and you agree to be bound by them and them alone. You acknowledge, confirm and agree that the terms conditions and rules shall prevail over any terms, conditions, representations or statements inconsistent herewith and appearing in any advertisement, sticker, letter, flyer or any other document.
  • Kilmallock Credit Union Ltd hereby reserves the right to amend any of the terms, conditions or rules contained herein at any time without advance or another form of communication to the entrant.