A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to have control over their own finances by making their own savings work for them. Every credit union is owned by the members — the people who save and borrow with it — People like you. Your savings are being used to benefit the local community.
It has been shown throughout history that by working together people can achieve far more through co-operation than by individual effort. The success of the credit union movements worldwide is a clear illustration of this. Credit unions have served their members well in Ireland since 1958, and as long as there are active members, they will continue to do so.
There are no fees, no charges or no account maintenance costs.